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Tuesday, October 8, 2013

Five car maintenance tips that can help you save more on auto insurance

By Kris Bennette

You believe that your car is a well-oiled machine; however, this doesn't mean that you should take for granted the task of keeping it in tip-top shape. You should keep in mind that spending a little on your car and performing DIY car maintenance projects can help you save more money in the long run.

Of course, proper car maintenance will extend the life of your vehicle, and it allows you to spend more time on the road. You should also know that taking care of your vehicle could save you a lot on car insurance. Your well-kept vehicle will be a lot safer to drive than a neglected car. If you are able to avoid accidents, you will pay less for your car insurance premium since insurance providers will offer lower rates and possible safe-driving discounts. To this end, here are some of the easiest yet very important ways to keep your vehicle in optimum condition.

Improve vehicle safety and fuel efficiency by keeping tires properly inflated
Automobile owners can change spark plugs by following vehicle manual instructions

Change your spark plugs

You should consult your owner's manual to figure out how you should change your spark plugs and how often. Generally, you will need a socket wrench for spark plugs and remove the old plugs. Today, most spark plugs won't need gapping or proper spacing; however, it is still advisable to consult your local automotive shop to be sure.

Once you remove the spark plug wires, make sure that you keep them in proper order because serious problems might rise if they are not reinstalled properly. As a tip, you should mark the wires using a masking tape to be extra careful. Install the new plugs without over-tightening them, and then re-install the wires.

Make sure that your tires are in shape

A lot of car owners make the mistake of taking their tires for granted. But based on the data gathered by the National Highway Traffic Safety Administration, there are around 78,000 car crashes every year that were due, in part, by tire damage. To avoid being in a car crash, you should:
  • Check the tire pressure: Underinflated tires will put you more at risk of getting into an accident. You can use a pressure gauge to test your tires. Do this at least once every month to make sure that the pressure matches the one recommended in your owner's manual.
  • Rotate your tires: To prolong the tread life of your tires, you should rotate them every 6,000-8,000 miles.
  • Check tire alignment: When you rotate your tires, you should check its alignment. Poor alignment may result to uneven tread wear.

Change the oil regularly

As a rule of thumb, you should check the oil of your used car at least once every month, and change it as instructed in the owner's manual.
  • When changing or checking the oil, make sure that the engine is cool.
  • Raise your car up using car ramps.
  • The oil pan is large and flat and it has a plug in one of its corners. You can find it near the front of your vehicle or under the engine.
  • Pull the plug using a socket wrench and drain the old oil.
  • Refill the vehicle with new oil.
You should also change the oil filter. You can do so by removing the old one using an oil filter wrench, rub some oil on the seal of the new filter, and then screw it in. Lastly, you should also check the other fluids in your vehicle, including the power-steering, transmission, brake, and wiper fluids.

Test the lights

Check your brake lights, headlights, tail lights, and your turn signals before you go for a drive. Make sure that each light is functioning properly. Aside from the fact that light malfunction can lead to accidents, a broken bulb might also result to a traffic ticket.

Check and replace windshield wipers

If you notice that your windshield wipers are not working properly, immediately replace them. The wiper blades are crucial for good visibility when driving in bad weather condition; thus, good blades can lower your risk of getting into an accident.

These are just a few DIY car maintenance tasks you need to perform if you want to stay safe on the road and lower your car insurance premium. You should bring your vehicle to a reputable car repair shop for regular check-ups and car-care tasks, such as flushing the cooling system, replacing brakes, valves, and so on.

About the author: Kris Bennette offers financial advice on her blog. She aims to help her readers learn more about saving money on car insurance costs while reducing the risk of car accident.
Image license: Masao Hirasawa; CC BY-ND 2.0  


  1. Having your car maintained on a regular schedule may improve the car's performance overall. Thank you for sharing how important it is to have a regularly routine maintenance.

  2. Nice Tips!!!! Auto insurance is necessary. We all know that proper vehicle maintenance will surely increase the life of the vehicle. For that it is necessary to get insurance. It is also safe when your vehicle involved in an accident. Accidents and in many uncertain cases if your vehicles get insurance, then you will get many advantages. For more information visit this blog-http://www.personalinjuryclaimsspecialists.co.uk/blog/bad-drivers-and-keeping-calm/

  3. The best way to avoid an expensive insurance bill that you weren’t prepared for is to get car insurance as soon as you buy a new car. Apart from maintaining you car's condition thing that matters the most is your past driving history in keeping you car insurance rates down. Most of the car insurance companies appreciate drivers with safe driving history.

  4. Some vehicle warranties include roadside assistance for a certain amount of time or miles. If your vehicle is covered in this way, it would be somewhat redundant to pay for additional roadside assistance via an insurer unless the vehicle warranty program is questionable.

  5. Very important procedures for all automobile owners. You certainly don’t want to forget about the oil and fluids your car needs to run at an optimum levels. Thanks!

  6. Everybody wants to live a luxurious life. To make the life more easier and prestigious every body wants to having a car. After purchasing a particular car its maintenance is very important. So,regular maintenance is necessary to increasing the life span of the car. Some of the parts of the car like brakes,lights,wheels,spark in plug are need regular maintenance. The most important thing is changing of engine oil in regular basis. As a result the mileage of the car will be increase.

  7. Great information, being useful to save money on auto insurance.

  8. Really thanks for sharing these useful tips. If you maintain your car nicely you can save lots of money on your car. Because if it’s being checked on regular basis, it won’t give you much problem. So learn some tips on your own and save the pay of mechanics. Here you can learn some useful tips auto repairs online. Just check it out once!

  9. Thanks a lot for sharing this wonderful blog. I feel so inspired really. I really enjoy reading your blog
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  10. Maintaining a car is a small task at-all, lots of things needed to be considered and taken care of properly. I completely agree with the facts that you have written in the first two paragraphs. People always stay calm towards auto maintenance which ultimately shortens the life span of their vehicle on road. All the five maintenance tips you have given above are the most vital for a vehicle. Thanks for posting such a nice article and make everyone aware on this topic.
    I am having Mercedes brand and of course its maintenance costs me much expensive but I never make delay for its maintenance at my servicing center. Mercedes Service, Marin. Because I know how the servicing mean to a car.

  11. Wonderful!! this is really one of the most beneficial blogs I’ve ever browsed on this subject. I am very glad to read such a great blog and thank you for sharing this good info with us. http://www.diminishedvalueappraisal.org/