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Thursday, October 31, 2013

Need help managing your auto insurance responsibilities? Check out these handy apps

By Claire Winters

You are busy with work and family life, and so you forget to pay your auto insurance bill. The next thing you know, your insurance has been cancelled and you're driving illegally. In order to avoid these kinds of problems, you need some help to make everything more convenient. More and more insurance companies are recognizing people's need for speedy and time-saving methods for auto insurance management, which is why more brands are creating their own apps that will make it easier for people to take care of their financial responsibilities.

Mobile apps help manage auto insurance policies
Several auto insurers offer free mobile apps to their clients

1. Geico App

This app is really handy for individuals who have auto or motorcycle policies. Policyholders can use this tool to do all sorts of things that would otherwise take up a lot of their time and energy. Pay bills; examine or change your payment plans; follow up claims or reschedule meetings or appointments to discuss claims; or check your driver and car information. These are only some of the things that you can do using the Geico app, and it comes highly recommended because it is fast and easy to use.

2. Pocket Agent by State Farm

State Farm is another well-known financial institution that focuses on banking, mutual fund management, as well as insurance. The company has also come up with the Pocket Agent, an app with so many wonderful and very functional features. This can be used to - pay bank or insurance bills; submit or process claims; check balances; view pending transactions, and so much more. In case you are in need of an agent, you can also use the app to find the nearest one in your area. It also offers a convenient way to record auto accidents or car damage so that you can file your claim more quickly. It has a feature, known as "Draw the Scene," which allows users to illustrate a road accident scene via their gadgets and save the drawings which can then be used when filing a claim. These are only some of the many clever features of the Pocket Agent app.

3. Manilla

Aside from getting late payment charges, there are other problems that you might face just in case you forget to pay your car insurance on time. Avoid this problem by using Manilla and other similar apps that will remind you to promptly settle your bills. This app possesses a nifty bill organizer system that alerts you via text or email about your soon-to-be-due fees. In addition, Manilla can also be used to sort out or keep track of your financial accounts, household bills, and even your magazine subscriptions and other reward plans that you might have joined.

4. Allstate Mobile

It's touted as "Your insurance. On the go." This pretty much sums up what the app can do. It offers a very convenient way to handle all of your insurance concerns. Through this app, you can do the following quickly and expediently - view your insurance account and information; use the accident toolkit; utilize the Quick Foto Claim; and call emergency roadside services. Don't panic in case you get into an accident. By following the accident checklist, you can readily examine if you're doing the right thing so that making a claim will be much easier. Use the app to get witnesses' accounts and info, and the personal details of the other drivers involved.

About the author: This blog post was written by Claire Winters, a freelance writer since 2008. Most of her articles are about car safety and auto insurance, and her materials have been used by Advantage Insurance Agency and other businesses.
Image: Creative Commons image source