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Saturday, January 18, 2014

Crime risk is a key factor in choosing location among U.K. homebuyers and renters

By Robert Anderson

Research by secured loan and mortgage broker Ocean Finance has shown that health and safety is a key consideration among homebuyers.

The poll of 2,061 people revealed that 60% of respondents consider safety to be among the top three factors they consider when deciding where to live. Extrapolating this across all UK adults using Office for National Statistics data reveals that this is the equivalent of 30.1 million people.

Residents at London universities are exposed to higher crime risk
Crime impacts interest in the real estate market
When asked what would put them off a property, the health and safety factors also ranked highly. Crime was cited as among the top three concerns by 72% of respondents, making this the most important factor uncovered in the Ocean Finance poll. However, Londoners were the most accepting of crime, with this figure just 60% among respondents in the capital.

London crime health and safety risk - case studies

Research published by the Complete University Guide earlier this year showed that universities in London appear to be the most dangerous in the country, with these establishments taking the top 18 spots in a league table in the number of assaults and robberies around universities in Wales and England.

Researchers used police data to measure the number of crimes within three miles of campus, discovering that King's College London was in the area with the highest crime rate, followed by London South Bank and Pearson College.

Outside of London, Hull took first place in the crime rankings, followed by the Manchester Metropolitan University, the Manchester University and the Birmingham City University. Health and safety-conscious parents might want to encourage their children to go to Aberystwyth, which was found to be the safest institution in England and Wales. From May 2012 to April 2013, Aberystwyth saw a robbery rate of zero, a violent crime rate of 0.07 per thousand students and a violent crime rate of 0.39, compared with 0.56, 1.99 and 1.24 respectively in Kings College London.

Criminal injury health and safety risks in residential areas

Complete University Guide founder Bernard Kingston noted that the figures in his research do not just relate to crimes involving university students, but all victims, and relate to areas surrounding campuses and university premises, not just the campus.

Nonetheless, he said that university students should be provided with all the information they need about health and safety risks when deciding on a place to study, noting that as there is no readily-available information from universities, the Complete University Guide research provides the best guide available today.

Crime is "clearly a matter of concern" for undergraduates, he said, adding that universities in high-crime areas often provide students with information about precautions, some students, such as those from overseas, may not be aware of the crime risks in a particular university town or city.

Ocean Finance representative Ian Williams said that the "old adage" of location, location and location being the three most important factors to choose from when deciding on a place to live is still true today, and the decision to avoid high-crime areas is "obvious".

About the author: Robert Anderson is the legal content writer from last 2 years working into personal injury compensation claims and accident at work compensation claims. He love to drive his toyota around countryside of bollington.

Image: Author owned and licensed