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Thursday, February 6, 2014

Common injuries for landscapers

Medical employment insurance only lasts for a limited time
Safety standards help landscapers avoid injury
Landscaping is not just about planting flowers and trees: it is a potentially hazardous profession. 

Landscapers typically use dangerous equipment including hand tools and power tools, heavy machinery, and usually small dump trucks for transporting soil, sand, and rocks. Sometimes they encounter poisonous materials. 

Although many accidents are avoidable if all parties use care and attention, such as wearing harnesses and helmets where applicable, making sure they are visible, and follow safety standards, accidents still occur. Sometimes they leave a landscaper unable to continue work owing to the severity of an accident.

Types of injuries

Landscaping involves risk

Examples of debilitating injuries incurred as a landscaper include exposure to poisons causing long-term illness, electric shock from hitting a power line, and life-changing head injuries following vehicle accidents and falls.

Falling from high rocks, trees, and other places cause people to lose their mobility. Many landscapers experience such injury to their backs and necks that they are in too much pain to sit or stand for lengthy periods of time. Power tools can remove fingers, toes, hands, or feet. Sometimes a worker will lose an eye.

What next?

Can you still work? This is the first thing you must try to assess after you have recovered initially. Medical Employment Insurance only lasts so long. Talk to an employment counselor about the jobs you might be able to perform.  What if this search yields no positive results? You might wonder what your options are if you can no longer work. How will you look after your children? Think about applying for disability benefits through Social Security. Individuals should not go without necessities such as a place to live, clothing and food after they have been injured so badly they cannot return to work or find gainful employment in their disabled condition.

The process

It is hard to admit that you can no longer work, whether as a landscaper or in any profession. Many people on Social Security disability benefits want to be employed, look after their families, and meet their responsibilities the old fashioned way. Most individuals will consider this a worst-case scenario, but Social Security disability money is there to help you when you have no other choice. The first part of the process is emotional.

The next part might feel humiliating. You need to prove the need for financial help after having been through a lot already. Apply in-person, by email, over the telephone, or with a visit to the Social Security disability office closest to you. It may be worthwhile to read more about disability eligibility requirements as well. You can do so by visiting a number of disability attorneys’ websites such as this site.

You will be screened to ensure only applicable individuals receive money. Disability fraud is rampant, so expect to be regarded as "allegedly disabled" at first. Those who really need support rise to the top. If your doctor's report does not supply satisfactory information, agents will arrange a medical exam to be performed. Many times the answer is obvious: a person is missing a hand, has lost his coordination and memory due to brain damage, or is blind.

Social Security satellite offices are located around the country, so you will not have to visit a federal bureau to get the assistance you need.

Image license: David Goehring, CC BY 2.0; 2. Dave and Margie Hill/Kleerup, CC BY S.A.-2.0