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Monday, June 26, 2017

Why you should have travel insurance when visiting Canada

Although 60% of Canadians report that they are going to vacation within Canada this summer, very few of them are protecting their vacation investment by purchasing travel insurance Winnipeg coverage. Making the mistake of assuming that provincial health care will cover you when you travel is a huge risk when you don’t know all the facts. Before you decide that you don’t need travel insurance, you should know all the facts about health care concerns when you are away from home.

Over half of those traveling this summer say that they probably won’t take out travel insurance. More than 50% say that they don't need it, since they are already covered under the provincial health care plan. But are Canadians really covered when they travel outside of their province?

In most instances your health care will cover you, but there are gaps in coverage that can really put you into financial trouble. There are specific expenses that your current health care plan might not cover if you are away from home. While the government health care will follow you while you travel around Canada, there are areas it might not cover, which could end up costing you out of pocket. Worse yet, those places where your government plan won’t suffice are highly expensive and can set you back economically.

Sometimes provincial plans won't cover things like emergency air transportation, x-rays, prescription drugs, and other issues like emergency dental care if you are out of province. In some instances, that can add up to thousands of dollars that you didn’t plan on spending. If you are under 60, you can buy travel insurance for anywhere between $30 to $50 for two weeks to cover all those gaps that can get you into trouble. Just $30-50 will pay for coverage that is anywhere between $5-10 million dollars in medical care costs.

If you aren’t on government health care, then be aware of your employer health care coverage; if you are covered through a credit card, you will want to read the fine print. There are times when exceptions exist, or there are gaps in coverage when you are away, that will end up being an out-of-pocket expense. If you are covered by an employer health care plan, it is best to call the human resources representative before you head out, to see if there are any risks that you are unwittingly taking.

The same applies to credit card health insurance coverage. It is always best to call instead of assuming that you know what your policy will or will not cover.

If you do decide to purchase travel insurance, you should be just as cautious about the stipulations that they provide. Reading through the exceptions is imperative to be sure that you are as fully covered as possible. There are times when travel insurance will deny health claims that are related to pre-existing conditions. If you know that you have a medical condition that could cause trouble while you are away, that is definitely something you should investigate.

Although it’s not something that many women think about, pregnancy is considered a pre-existing condition. Even if you read through the exceptions and don’t see any specific exclusions related to pregnancy, make sure to check the pre-existing page to make sure that it isn’t lumped there. That could really spell potential danger to someone who is traveling with baby on board.

If you are vacationing this summer but staying within Canada, don’t make the assumption that you will be covered if you have a medical catastrophe. It is always better to be certain than to assume you know what the rules are. If you are going to take out travel insurance, make sure that you read all the fine print and are taking out the right policy. It would be a real pain to take out the additional insurance, only to find that it won't cover you after all.

Image license: Nick Youngson, "Travel Insurance" CC BY-S.A. 3.0

Friday, June 23, 2017

Benefits of using dedicated server hosting for your business

benefints of using dedicated server hosting

By Tom Miller of Inxy.Hosting

First of all, let’s discuss what a dedicated server is? Why you need one? And what is the difference between a dedicated and a shared hosting server?

A dedicated hosting server is required when your business over the internet has grown substantially, there is a lot of traffic ob your website, and now you need you increase it further for that you need a dedicated server, but what is a dedicated server? To simply say, it is a type of internet hosting that the client rents from the dedicated server provider and have exclusive control over the server’s resources that includes control, exclusivity of server resources, reliability & performance, better security, power, and front-end excellence.

Why do you need a dedicated server? Lets says that you own an online store and you’ve invested much in this business, time and money both, and now your online store is among the leading e-stores in the country, but you don’t want to stop there. You want to push your business forward until your e-store is No.1 in your country but for that you need a secure web address, flexibility of hardware and exclusivity of resources that is complete control over the usage of bandwidth, programs and scripts of your choice, etc. All this is necessary if you want your business to grow.

Now, what is the difference between a dedicated and a shared hosting service, let's say you’re new in the online business, with little experience in this market. Hence the shared server hosting is best for you, as your business is small, with little investment, therefore, a shared hosting server is cheap to get, but it has its limitations as well, the limitations may include shared disk space, CPU time and memory. You will be sharing all these resources with other people on that server as well.

To simply explain the difference between a shared and dedicated server hosting is like when you rent an apartment (Shared server). You have to share it with people living in it. Thus all the resources of that apartment, like electricity, water, parking, etc. are being shared by all the residents but when you own a house all by yourself (Dedicated server) then the house as well all its resources are solely yours. The power, the control, you set the rules of your house and manage it accordingly. The analogy of housing is perfect in the sense that it explains the difference between a dedicated and a shared server. We in the beginning often rent small apartments and then, later on, go purchasing our own individual house. The server hosting is very similar, in the beginning, it is the perfect solution for people who are starting small, with micro businesses. Eventually, their business grows creating the need for more power, control, functionality, and customization that a dedicated server hosting can provide you with.

dedicated servers

Benefits of Dedicated Server Hosting

A dedicated server comes along with many advantages which are crucial for your growing business; almost every dedicated server has these benefits which I have mentioned below.

1.       Flexibility.

The best thing about a dedicated server hosting is the flexibility that it offers, there are almost infinite ways regarding how you can configure it. But for that, you need to have absolute technical knowledge in order to make your website run the way you want it to be. You can have an expert look into this, admittedly a small setback over the huge advantages of a dedicated server where you can run things according to your wish.

2.       Control.

The second best thing about a dedicated server hosting is that you have complete control over the entire server. You are literally taking the aspects of your online business in your own hands. The capacity of the performance of your website will be up to the maximum with no interference of anyone’s activity that can lower your progress rate, which is usually the case in shared server hosting, in dedicated server hosting you are the sole client of the entire server.

3.       Power

Let’s say that you’ve struck an oil well and your website is a huge success with massive traffic and thousands of visitor hits per day, or there can be another reason that your website is engaged in specialist online activities that can be app development. Therefore in order to manage all that you will require some serious processing power and that is only accessible through dedicated server hosting which has services such as their unlimited disk space and bandwidth.


4.       Support

Another advantage of dedicated server hosting is that they provide you with 24/7 technical support 365 days a year. You don’t need to invest in the infrastructure as the server provider will take care of that, they will place your server in data centers that are managed exclusively by themselves.

5.       Reliability

When you’re running a huge online business you need to take care of your clients and their needs; no client will sit and wait as your website pages slowly load, that will result in losing clients. If your pages load quickly and smoothly, your clients will frequently visit your website. A dedicated server is capable of handling high traffic and high-speed network connectivity at the same time, after all, they do justice for their price.

6.       Security

You can’t run a high-end online business at the risk of being hacked, but you don’t need to worry. A dedicated server offers you complete protection against viruses, malware, and hacks. This is the era of cyberspace where cyber crimes are committed. Therefore many people opt for dedicated server hosting services because of the security it provides.

7.       Front-End Excellence

If you choose a dedicated web server hosting, then without a doubt the visitors of your website will have the best possible experience, no matter if it's logging in or out, browsing or accessing information. Which is important if your website has a busy online store or an e-commerce dimension or anything that deals with large financial transactions.

The network of dedicated server hosting providers are spread throughout the world, and the biggest is Europe, which is only second to North America regarding network size. Europe dedicated servers provide high quality for a low price with a vast choice to be hosted in different countries which will cover major cities such as Amsterdam, Paris, Frankfurt.


Dedicated servers only have one drawback, that they are expensive to rent and have a hefty price but all in all the advantages of a dedicated server weigh much more than this one minor setback, besides the price for a dedicated server is justified by the solutions offered by it. If you’re only a small timer in the online business than shared server hosting will do the trick for you, but if you’re a giant in the field of e-commerce, and online business and marketing strategies then dedicated server is the only way for you to go.

Even today much large online companies are moving to the cloud and relying on shared inexpensive hosting options, but soon they will realize that they can not run their business on shared resources with low power and inadequate security. Then the dedicated server hosting will provide them with all the requirements they are searching for, as every growing business needs a robust infrastructure which dedicated servers can provide.
About the author: Content provided by Tom Miller, marketing manager of inxy.hosting

Wednesday, June 21, 2017

What does it cost you to design a website?

There are significant costs associated with designing a website. A number of factors that influence what it will cost you to design a website. Here are the main costs involved in designing a website:

The cost of the website itself

Purchasing a blank domain is far cheaper than buying one with content and traffic. If you choose a fresh domain, it may be possible to get the domain and a year's worth of hosting service for as little as 150 dollars. However, the specific price varies depending upon the hosting service and domain that you choose.

While a website with content and traffic may be worth the extra expense, a website with an especially large amount of traffic could cost you tens of thousands of dollars. However, websites that have content and smaller amounts of traffic can jump start your business for a lower cost. Some of them may cost you a few hundred dollars, but websites are available at all price ranges.

Hiring web design professionals

There are many web design services to choose from, and the amount that you'll pay varies considerably. Free templates can be used, and this greatly reduces the amount of hours that you'll have to hire a web designer for. If you want a custom template, you'll have to pay for a web designer to work on your site for much longer. On average, the fee is between 5-10 thousand dollars for a custom template. However, the specific amount that you'll pay varies depending on the firm that you choose and the design that you're looking for.

It's also likely that you'll need to pay for more web design hours if you're designing a complex website. This is often the case for people who wish to have a certain section only visible to those who pay to subscribe to it.

Some designers charge a fee of around 40 dollars per hour. Higher end web design professionals are likely to charge anywhere between 75-100 or more dollars per hour. It's also important to note that the cost of web design professionals varies depending on what specific services they offer. For instance, some web designers offer graphic design, but not all of them do.

Search engine optimization

In many cases, it is necessary to hire professionals to ensure that your website ranks well with search engines. In some cases, you can hire people exclusively to make one time changes that improves your search rankings. This is typically best for people who have a fairly strong knowledge of search engine optimization and want to give a boost to their search rankings. Typically, the hourly rate for this type of support ranges between 75-100 dollars per hour.

For those who will need help with their search rankings over a long period of time, it is essential to subscribe to a service that will give you continued SEO support. There are a number of services to choose from. You'll typically pay a monthly fee for these services. A good SEO service may cost you several hundred dollars per month, but the cost often varies depending on the website that you want to promote.

If you’re interested in SEO copywriting, try out some professionals at 360 Online Marketing is an internet marketing firm in Boulder, CO specializing in PPC advertising, SEO and web design.

Image: US-PD/Pixabay

Tracking gold investment news on Twitter

By Jessy Troy

You may be surprised to learn (or maybe you aren't) that one of the safest and most consistent investments you can make is in gold bullion. This has been the case for some time. But it is becoming more true by the day, as the US credit rating has been downgraded, stocks have plunged and fears over Europe's economic crisis and America's rising debt plagues economists fears from one end of the globe to the other.

Then, you have the financial crisis itself, including the housing crash and the bank panic. There is a lot to consider, and plenty of examples to factor in when thinking of where to put your money. In the event of a total collapse, at least gold, silver and other bullion gives you a physical item for your investment.

You might be wondering when to start investing in gold. The answer to that is 'now'. Honestly, the price keeps climbing and is expecting to for at least the next five years. The same goes for silver, platinum and palladium. Gold itself is currently at $1,737 an ounce, but from $1,714 just a few days ago. A few days!

The sooner you buy, the lower the starting price will be. Which is especially helpful if you are planning to turn it around for profit for later investments.

But how do you keep track? Well, of course you can use a 24-hour spot chart, such as the one from Kitco. But you can also use Twitter to get live updates on gold news, with near constant updates.
These Twitter accounts will be sure to keep you up to date, and so should go on your follow list immediately.

@GoldClearingHouse - As a gold bullion and other precious metal seller, Gold Clearing House tries its best to offer competitive prices based on the closing amounts for that days New York exchange. They also specialize in gold mining private placements, antiques and rarities. They tend to give a lot of good links on articles featuring government and economic effects on gold pricing. Sometimes they update half a dozen times a day.

@BestGoldStocks - This is another account that offers regular links and updates, with a ton of articles. It is all about investing in gold in the best way possible, and they work to both prepare you for the process, and to help you maintain. They have new statuses every few hours, with regular updates on price changes around the world.

@GoldNews - Rather than affiliated with any site or organization, this is essentially just a tracker for all English language news about gold that can be found on the web. They tend to update several times at the same time every day, with multiple statuses with links to outside sources. It is great for keeping track of multiple sites, since they so effectively do it for you.

@GoldUpdates - If you are worried primarily with changes in price, this Twitter account gathers all changes and posts them for you. They also have a daily technical outlook report that you can read, which is very helpful. There are occasionally small tips, such as this one: “A Breach $1725 or $1540 Will Speed the Gold Price Along in the Direction of the Breakout”.

@GoldBullionCoin - A number of investor prefer nondescript bars of gold for quick resale. But others really like a nice gold coin, especially since collector's marks can add value in some cases. If you are one of those, you can learn all you need about gold bullion coins here. They have a nice bit of information and hourly updates on Gold Eagles, Gold Maples, Philharmonics and more.


If you are looking for a safe investment (and who isn't?), then gold is the way to go every time. All you need to do is keep up on the latest news, and Twitter makes it easy for you.

About the author: Jessy Troy is a finance and social media blogger for Sexy Social Media, the social media news blog.

Image: Creative Commons image source